About Us
Partenza is a specialized trade credit insurance (TCI) brokerage firm.
Relying on strong partnerships with insurance companies and financial institutions, our consulting services are aimed at mitigating the risks involved with day to day commercial trade operations.
In addition to TCI, we are able to provide expertise and guidance in a broad range of other insurance and bonds products.
Our main goals are our clients’ healthy and sustained growth, as well as their financial stability.
What is TCI?
IN A NUTSHELL
IN A NUTSHELL
IN A NUTSHELL
TCI covers non-payment of receivables due to insolvency (default) or simple delays.
Types of coverage:
Domestic: Covers Mexican invoices issued locally
Export: Covers Mexican invoices issued abroad
Partenza will help you manage the 3 basic services provided by Trade Credit Insurers:
(1) Risk monitoring will be carefully exercised upon your c
TCI covers non-payment of receivables due to insolvency (default) or simple delays.
Types of coverage:
Domestic: Covers Mexican invoices issued locally
Export: Covers Mexican invoices issued abroad
Partenza will help you manage the 3 basic services provided by Trade Credit Insurers:
(1) Risk monitoring will be carefully exercised upon your client base
(2) Debt collection through amicable or legal ways
(3) Compensation for receivables unpaid
MAIN BENEFITS
IN A NUTSHELL
IN A NUTSHELL
Commercial:
Opening new sales channels
Opening new countries for export operations
Increasing risk with existing customers
Increasing credit terms for existing customers
Financial:
Less risk of default
Strengthened relationships with financial institutions
Reduced collections expenses
Reduced reserves
100% tax deductible
Additional:
Improving relat
Commercial:
Opening new sales channels
Opening new countries for export operations
Increasing risk with existing customers
Increasing credit terms for existing customers
Financial:
Less risk of default
Strengthened relationships with financial institutions
Reduced collections expenses
Reduced reserves
100% tax deductible
Additional:
Improving relationships between the credit and sales depts.
Acquiring a trade credit discipline
ANNUAL COSTS
IN A NUTSHELL
ANNUAL COSTS
The annual premium is obtained by multiplying:
On Credit Annual Sales Forecast X Premium Rate
The following factors impact the calculation of a premium rate:
- Sales volume
- Losses suffered during the past 3 years
- Sector
- Credit terms
- Risk distribution
*The costs of involving Partenza in the management of your policy is absorbed by the insurance companies.